I am happy that this booklet was written here in Kuala Lumpur, Malaysia, a city which has been so kind and hospitable to me over the years, and was completed in blessed Ramadan 1428H while I am still engaged in a year-long Islamic lecture-tour, and far away from the comforts of my home in the Caribbean island of Trinidad. A writer who writes a book while travelling, as many distinguished scholars of Islam have done in our glorious past, suffers from the disadvantage of not having access to his library of books, and often has to quote from memory. As such, minor errors can result from lapses of memory. I seek forgiveness for such. The size of this booklet has been kept deliberately small in order to encourage our people to read it. The language used is also quite simple and free from such technical economic jargon as fiat money. Hence the average reader should encounter no difficulties in respect of language. It is very likely that terrible events will unfold in the world of money within a brief time of the publication of this booklet that would validate the analysis conducted. Hence readers should not delay in assessing the arguments raised and, if found convincing, in searching for and adopting a proper response to the challenge. There should also be no delay in reaching out this booklet, in as many languages as possible, to as many Muslim communities as possible. For this reason there is no copyright claim on this publication. Those, on the other hand, who dismiss the basic arguments of this booklet, will find themselves in a quandary when those evil events unfold in the world of money. I must enter into the record my pride and happiness over the efforts made by a simple and humble former Malaysian banker, Nik Mahani Mohamad, who was involved in the initial effort to establish Islamic Banking in Malaysia. Her eyes were opened to the fraudulent nature of much of socalled Islamic banking when she attended my lecture on the subject at the Royal Malaysian Mint a few years ago. She turned around, changed course, and proceeded with courage, integrity and passionate commitment to promote the cause of the Gold Dinar and a true Riba-free economy. Both she and my dear student, Shirazuddin Adam Shah, were involved in organising the âInternational Conference on the Gold Dinar Economyâ which was held in Kuala Lumpur, Malaysia, in July 2007, and in which the initial text of this booklet was presented as a paper. May Allah Most Kind bless Sister Nik Mahani Mohamad for her noble efforts to restore the Gold Dinar and the Riba-free economy. Amin! And may others be inspired to follow her noble example. Amin! Imran N. Hosein Kuala Lumpur, Malaysia. Ramadan 1428/October 2007