...examines patterns of mortgage lending by banks in Boston's white and minority neighborhoods with comparable incomes; reviews the effects of government guaranteed mortgages on racial disparities in mortgage lending; discusses the effect of decreased access to mortgage loans on the availability of construction loans for new housing; outlines ways in which linked deposit programs can encourage banks to fulfill their responsibilities under the Community Reinvestment Act; tables show number of loans and total loan volumes (aggregated, 1981-87) by neighborhood and income level, and by bank for 20 largest banks (1981-87), loans per 1,000 units by type of lender and whether white or minority neighborhood, precent condominiums in lower-income white neighborhoods (1987), includes a partial list of banks with significant community lending programs (1983-89); also gives data on home improvement lending by income level (1981-87); a copy of this item was in the BRA collection..