A PRACTICAL TREATISEONTHE BUSINESS OF BANKING.CHAPTER I.The Origin and Utility of Banks.1. Definition.2. Early usage.3. Origin of modern banking.4. Origin of the word bank.5. First banks.6. The Bank of Venice.7. The Bank of Genoa.8. The Bank of Amsterdam, g. The Bank of England.0. The Bank of North America.1. The Bank of the United States.2. The Wild-cat Banks.§ 13. Utility of banks.1. Safe deposit of money.2. Banks are liable for lost orstolen, money.3. Loaning money.4. Paying interest.5. Paying by checks.6. Risk of counterfeit.7. Checks as proof of payment.8. Remitting moDey.9. Influence on the morals ofsociety.14. Expenses, profits, etc.15. Kinds of banks.§1. Definition. A bank is an establishment having power to receive deposits, discount business paper, loan and remit money, pay checks and make collections. It may also deal in notes, foreign and domestic bills of exchange, coin, bullion, and credits. A bank is usually aTable of Contents CONTENTS; TART I; The Business ok Banking CHAPTER I; Thk Origin and Uniirv of Hanks 9; CHAPTER II; State and' I'rivain Hanks and Bankers 21; CHAPTER 111; Thk National Hank Act 26; CHAPTER IV; Thk Hoard ok Directors -- 66; CHAPTER V; Thk President -- 9'; CHAPTER vi; Thk Cashier 99; CHAPTER vii; Thk Paving Teller 139; chapter viii; thk Receiving Teller____-, 221; CHAPTER )X; Thk NoTii Teller 237; CHAPTER X; Thk Discount Clkrk 243; CHAPTER xi; Thk Collection Clerk ________________ 252; CHAPTER XII; The Messenger and The Porter -------267; CHAPTER XIII; Thk Uookkfepkr- 271; CHAPTER XJV; Thk Clearing-house 277; PART II; Commercial Credits CHAPTER I; Thk Theory of Credits ------ 295